Shareable preset

The subscription developer

For a single developer, a couple of two hundred dollar plans buy the best frontier-token value on the market today. Nobody runs a Kimi K3 at home; the machines that hold a 2.8T model cost more than years of subscriptions.

Back to the shortlist

One route this time

Get a plan. Your only real choice is the provider.

Coding · Research · Documents
Cloud okay
Balanced
Existing hardware
Regular use

Why one answer: every route your constraints allow lands on zero new hardware and a flat plan, because the plan subsidy beats metered rates at your volume. The remaining decision is which provider's plan fits your tools.

Claude Pro

The plan includes Opus 5.5, Sonnet 5.5, and Haiku 4.5 with Claude Code; Fable 5.1 runs only on usage credits.

Flat price: $17 / mo
Hardware: $0 new

Limits

The $17 monthly rate is billed as $200 up front ($20 month to month), and rolling five-hour and weekly usage limits apply.

Anthropic plan pricing ↗

ChatGPT Plus

The plan includes GPT-6 Astra, Sol, and Luna reasoning with expanded Codex access.

Flat price: $20 / mo
Hardware: $0 new

Limits

Message and Codex limits vary with demand and the model being used.

ChatGPT plan pricing ↗

Cursor Pro

The plan buys frontier models and generous Grok limits through the Cursor IDE, cloud agents, and Grok Bot.

Flat price: $20 / mo
Hardware: $0 new

Coverage note: this plan centers on coding; other selected work routes outside it.

Limits

Agent limits are extended over the free tier, and Bugbot runs on usage-based billing.

Cursor plan pricing ↗