Shareable preset

The subscription developer

For a single developer, a couple of two hundred dollar plans buy the best frontier-token value on the market today. Nobody runs a Kimi K3 at home; the machines that hold a 2.8T model cost more than years of subscriptions.

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One route this time

Get a plan. Your only real choice is the provider.

  • Coding · Research · Documents
  • Cloud okay
  • Balanced
  • Existing hardware
  • Regular use
Why one answer: every route your constraints allow lands on zero new hardware and a flat plan, because the plan subsidy beats metered rates at your volume. The remaining decision is which provider's plan fits your tools.
Anthropic

Claude Pro

The plan includes the current Claude model family with access through Claude Code.

Flat price
$17 / mo
Hardware
$0 new
Limits

The $17 monthly rate is billed as $200 up front, and rolling five-hour and weekly usage limits apply.

Anthropic plan pricing
OpenAI

ChatGPT Plus

The plan includes GPT-5.5 Instant and GPT-5.6 reasoning with Codex access.

Flat price
$20 / mo
Hardware
$0 new
Limits

Message and Codex limits vary with demand and the model being used.

ChatGPT plan pricing
Cursor

Cursor Ultra

The plan buys frontier models from several providers through the Cursor IDE and its agents.

Flat price
$200 / mo
Hardware
$0 new

Coverage note: this plan centers on coding; other selected work routes outside it.

Limits

Usage is metered in compute credits; sustained agentic burn can reach the monthly allowance.

Cursor plan pricing